Travel Insurance FAQs

Why do I need travel protection?

Travel is inherently risky, and so insurance can safeguard you from certain financial losses that often occur while traveling. If you have to cancel your beach rental for a covered reason, for example, trip cancellation/interruption benefits can reimburse you for your non-refundable, pre-paid trip costs (up to the amount of your plan limits). If your snowboarding gear gets stolen during your winter vacation, baggage loss/damage benefits can reimburse you for the loss. Depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case of a covered medical or dental emergency; reimburse you for losses caused by a covered travel delay or baggage delay; protect you from paying for rental car damage or loss; and help in other situations as well. 

What do travel protection plans cover?

Depending on the plan you choose, travel insurance can provide benefits for a number of              situations that may occur before or during your trip. These benefits may include:

• Trip Cancellation
• Trip Interruption
• Emergency Medical Transportation
• Emergency Medical / Dental
• Lost / Stolen / Delayed Baggage
• Travel Delay
• Change Fee Coverage
• Loyalty Program Redeposit Fee Coverage
• Rental Car Protection
• 24-Hour Hotline Assistance

How do I know which travel protection plan to buy?

That is what we are here for, however, there are a few pieces that are taken into consideration.  It will depends on your budget, your destination and your specific situation. If your biggest worry is protecting your vacation investment in case of a last-minute cancellation or trip interruption, then you need a plan with trip cancellation/interruption benefits. If you’re more concerned about mishaps that occur while traveling — such as baggage loss or delay, or trip delays — look for a plan with post-departure benefits. And to protect yourself in case of a medical emergency while traveling, we recommend a plan that includes emergency medical and emergency medical transportation benefits. 

Can I change the details of my insurance plan?

As long as you have not already departed on your trip or filed a claim, you may be able to change certain details (such as adding trip costs).